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Borrowing in Lac-des-Seize-Îles, Quebec

Lac-des-Seize-Îles, Quebec: 175 residents in the 2021 Census, 8.9 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 175
Land area 8.9 km²
Provincial regulator See the FCAC list

Lac-des-Seize-Îles, Quebec, recorded a population of 175 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

The census figures for Lac-des-Seize-Îles

The 2021 Census counted 175 residents in Lac-des-Seize-Îles. Land area for Lac-des-Seize-Îles is 8.9 square kilometres in the same census.

The calculated density is 19.7 people per square kilometre.

The community is the 1127th largest place in the province within this census set.

Lac-des-Seize-Îles sits at rank 1127 among the 1150 Quebec places here, with 175 residents in the 2021 Census.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

For Lac-des-Seize-Îles, the two census fields above are the only local statistics used anywhere on the page.

Lac-des-Seize-Îles appears in the census record with 175 residents, and the density of 19.7 people per square kilometre follows from it.

At 175 residents in the 2021 Census, Lac-des-Seize-Îles is listed alongside the other covered places in Quebec.

Nothing on the Lac-des-Seize-Îles page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Lac-des-Seize-Îles with another community can use the same four census fields.

Lac-des-Seize-Îles sits at rank 1127 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Lac-des-Seize-Îles could not be verified, the page names the publisher instead of printing a number.

The Lac-des-Seize-Îles page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Lac-des-Seize-Îles, 19.7 people per square kilometre, is calculated from the population and land area above.

Lac-des-Seize-Îles ranks 1127 by 2021 Census population among the covered places in Quebec.

Lac-des-Seize-Îles is one of 1150 covered Quebec places, counted at 175 residents with a land area of 8.9 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Lac-des-Seize-Îles

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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