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Borrowing in Lac-Ashuapmushuan, Quebec

Lac-Ashuapmushuan, Quebec: 140 residents in the 2021 Census, 14684.3 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 140
Land area 14684.3 km²
Provincial regulator See the FCAC list

Lac-Ashuapmushuan, Quebec, recorded a population of 140 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Lac-Ashuapmushuan

In the 2021 Census, Lac-Ashuapmushuan had 140 residents. The census records a land area of 14684.3 square kilometres for Lac-Ashuapmushuan.

On those two figures, density is 0.0 residents per square kilometre when rounded to one decimal place.

Lac-Ashuapmushuan ranks 1144 by population among the Quebec places on this site.

Within Quebec, Lac-Ashuapmushuan is place number 1144 by population in this census set, at 140 residents.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

The land area recorded for Lac-Ashuapmushuan is 14684.3 square kilometres, and the population is 140 residents in the 2021 Census.

Lac-Ashuapmushuan sits at rank 1144 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Lac-Ashuapmushuan is one of 1150 covered Quebec places, counted at 140 residents with a land area of 14684.3 square kilometres.

Lac-Ashuapmushuan ranks 1144 by 2021 Census population among the covered places in Quebec.

The density figure for Lac-Ashuapmushuan, 0.0 people per square kilometre, is calculated from the population and land area above.

The Lac-Ashuapmushuan page follows the same structure as every other place page, with population, land area, density and rank.

Lac-Ashuapmushuan appears in the census record with 140 residents, and the density of 0.0 people per square kilometre follows from it.

At 140 residents in the 2021 Census, Lac-Ashuapmushuan is listed alongside the other covered places in Quebec.

Where a figure for Lac-Ashuapmushuan could not be verified, the page names the publisher instead of printing a number.

Nothing on the Lac-Ashuapmushuan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Lac-Ashuapmushuan, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Lac-Ashuapmushuan

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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