Borrowing in La Visitation-de-l'Île-Dupas, Quebec

This page covers borrowing in La Visitation-de-l'Île-Dupas, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for La Visitation-de-l'Île-Dupas

Statistics Canada's 2021 Census gives La Visitation-de-l'Île-Dupas a population of 684. Land area for La Visitation-de-l'Île-Dupas is 28.1 square kilometres in the same census.

Dividing population by land area gives 24.3 residents per square kilometre, rounded to one decimal place.

By population it ranks 813 among the Quebec places covered here.

Compared with the other 1150 covered Quebec places, La Visitation-de-l'Île-Dupas ranks 813 by population.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Where a figure for La Visitation-de-l'Île-Dupas could not be verified, the page names the publisher instead of printing a number.

The La Visitation-de-l'Île-Dupas page follows the same structure as every other place page, with population, land area, density and rank.

La Visitation-de-l'Île-Dupas ranks 813 by 2021 Census population among the covered places in Quebec.

For La Visitation-de-l'Île-Dupas, the two census fields above are the only local statistics used anywhere on the page.

The density figure for La Visitation-de-l'Île-Dupas, 24.3 people per square kilometre, is calculated from the population and land area above.

Nothing on the La Visitation-de-l'Île-Dupas page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

La Visitation-de-l'Île-Dupas is one of 1150 covered Quebec places, counted at 684 residents with a land area of 28.1 square kilometres.

Readers comparing La Visitation-de-l'Île-Dupas with another community can use the same four census fields.

The land area recorded for La Visitation-de-l'Île-Dupas is 28.1 square kilometres, and the population is 684 residents in the 2021 Census.

La Visitation-de-l'Île-Dupas appears in the census record with 684 residents, and the density of 24.3 people per square kilometre follows from it.

At 684 residents in the 2021 Census, La Visitation-de-l'Île-Dupas is listed alongside the other covered places in Quebec.

La Visitation-de-l'Île-Dupas sits at rank 813 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.