Borrowing in La Rédemption, Quebec

La Rédemption is one of the Quebec communities covered here, with a 2021 Census population of 384, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for La Rédemption

In the 2021 Census, La Rédemption had 384 residents. Its land area is 116.6 square kilometres.

The arithmetic gives 3.3 people per square kilometre.

Among covered Quebec places, La Rédemption sits at rank 1004 by population.

La Rédemption therefore appears at rank 1004 of 1150 covered Quebec places, with a density of 3.3 people per square kilometre.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The La Rédemption page follows the same structure as every other place page, with population, land area, density and rank.

La Rédemption is one of 1150 covered Quebec places, counted at 384 residents with a land area of 116.6 square kilometres.

The density figure for La Rédemption, 3.3 people per square kilometre, is calculated from the population and land area above.

La Rédemption ranks 1004 by 2021 Census population among the covered places in Quebec.

Readers comparing La Rédemption with another community can use the same four census fields.

La Rédemption sits at rank 1004 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the La Rédemption page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 384 residents in the 2021 Census, La Rédemption is listed alongside the other covered places in Quebec.

Where a figure for La Rédemption could not be verified, the page names the publisher instead of printing a number.

The land area recorded for La Rédemption is 116.6 square kilometres, and the population is 384 residents in the 2021 Census.

La Rédemption appears in the census record with 384 residents, and the density of 3.3 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.