Borrowing in La Pocatière, Quebec

La Pocatière is one of the Quebec places covered here, with 4,078 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for La Pocatière

Statistics Canada's 2021 Census gives La Pocatière a population of 4,078. The census records a land area of 21.2 square kilometres for La Pocatière.

Dividing population by land area gives 192.5 residents per square kilometre, rounded to one decimal place.

La Pocatière ranks 214 by population among the Quebec places on this site.

Within Quebec, La Pocatière is place number 214 by population in this census set, at 4,078 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Readers comparing La Pocatière with another community can use the same four census fields.

La Pocatière ranks 214 by 2021 Census population among the covered places in Quebec.

La Pocatière is one of 1150 covered Quebec places, counted at 4,078 residents with a land area of 21.2 square kilometres.

Where a figure for La Pocatière could not be verified, the page names the publisher instead of printing a number.

The land area recorded for La Pocatière is 21.2 square kilometres, and the population is 4,078 residents in the 2021 Census.

La Pocatière sits at rank 214 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the La Pocatière page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for La Pocatière, 192.5 people per square kilometre, is calculated from the population and land area above.

For La Pocatière, the two census fields above are the only local statistics used anywhere on the page.

At 4,078 residents in the 2021 Census, La Pocatière is listed alongside the other covered places in Quebec.

La Pocatière appears in the census record with 4,078 residents, and the density of 192.5 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.