Borrowing in La Martre, Quebec

La Martre, Quebec, recorded a population of 194 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for La Martre

La Martre recorded a population of 194 in Statistics Canada's 2021 Census of Population. The community covers 175.2 square kilometres of land.

Dividing population by land area gives 1.1 residents per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 1117 in the province.

La Martre therefore appears at rank 1117 of 1150 covered Quebec places, with a density of 1.1 people per square kilometre.

Nothing on the La Martre page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

La Martre appears in the census record with 194 residents, and the density of 1.1 people per square kilometre follows from it.

At 194 residents in the 2021 Census, La Martre is listed alongside the other covered places in Quebec.

The land area recorded for La Martre is 175.2 square kilometres, and the population is 194 residents in the 2021 Census.

La Martre is one of 1150 covered Quebec places, counted at 194 residents with a land area of 175.2 square kilometres.

Where a figure for La Martre could not be verified, the page names the publisher instead of printing a number.

The La Martre page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing La Martre with another community can use the same four census fields.

La Martre sits at rank 1117 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

La Martre ranks 1117 by 2021 Census population among the covered places in Quebec.

For La Martre, the two census fields above are the only local statistics used anywhere on the page.

The density figure for La Martre, 1.1 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.