Borrowing in La Malbaie, Quebec

La Malbaie is one of the Quebec places covered here, with 8,235 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for La Malbaie

Statistics Canada's 2021 Census gives La Malbaie a population of 8,235. The community covers 458.2 square kilometres of land.

On those two figures, density is 18.0 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, La Malbaie sits at rank 126 by population.

La Malbaie therefore appears at rank 126 of 1150 covered Quebec places, with a density of 18.0 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

For La Malbaie, the two census fields above are the only local statistics used anywhere on the page.

La Malbaie sits at rank 126 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

La Malbaie ranks 126 by 2021 Census population among the covered places in Quebec.

The density figure for La Malbaie, 18.0 people per square kilometre, is calculated from the population and land area above.

La Malbaie is one of 1150 covered Quebec places, counted at 8,235 residents with a land area of 458.2 square kilometres.

Nothing on the La Malbaie page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing La Malbaie with another community can use the same four census fields.

The land area recorded for La Malbaie is 458.2 square kilometres, and the population is 8,235 residents in the 2021 Census.

The La Malbaie page follows the same structure as every other place page, with population, land area, density and rank.

At 8,235 residents in the 2021 Census, La Malbaie is listed alongside the other covered places in Quebec.

La Malbaie appears in the census record with 8,235 residents, and the density of 18.0 people per square kilometre follows from it.

Where a figure for La Malbaie could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.