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Borrowing in L'Île-Perrot, Quebec

A guide to borrowing in L'Île-Perrot, Quebec, with the 2021 Census population of 11,638 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 11,638
Land area 5.5 km²
Provincial regulator See the FCAC list

L'Île-Perrot, Quebec, recorded a population of 11,638 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
  • Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The census figures for L'Île-Perrot

Population for L'Île-Perrot stands at 11,638 in the 2021 Census. Land area for L'Île-Perrot is 5.5 square kilometres in the same census.

On those two figures, density is 2131.5 residents per square kilometre when rounded to one decimal place.

The community is the 94th largest place in the province within this census set.

Within Quebec, L'Île-Perrot is place number 94 by population in this census set, at 11,638 residents.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

Where a figure for L'Île-Perrot could not be verified, the page names the publisher instead of printing a number.

For L'Île-Perrot, the two census fields above are the only local statistics used anywhere on the page.

The density figure for L'Île-Perrot, 2131.5 people per square kilometre, is calculated from the population and land area above.

L'Île-Perrot ranks 94 by 2021 Census population among the covered places in Quebec.

The land area recorded for L'Île-Perrot is 5.5 square kilometres, and the population is 11,638 residents in the 2021 Census.

At 11,638 residents in the 2021 Census, L'Île-Perrot is listed alongside the other covered places in Quebec.

Nothing on the L'Île-Perrot page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

L'Île-Perrot is one of 1150 covered Quebec places, counted at 11,638 residents with a land area of 5.5 square kilometres.

L'Île-Perrot sits at rank 94 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The L'Île-Perrot page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing L'Île-Perrot with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in L'Île-Perrot

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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