Borrowing in L'Avenir, Quebec

L'Avenir, Quebec, recorded a population of 1,350 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

The census figures for L'Avenir

1,350 people were counted in L'Avenir in the 2021 Census. Its land area is 97.6 square kilometres.

On those two figures, density is 13.8 residents per square kilometre when rounded to one decimal place.

L'Avenir ranks 545 by population among the Quebec places on this site.

L'Avenir sits at rank 545 among the 1150 Quebec places here, with 1,350 residents in the 2021 Census.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

At the small end of the census range, the community still borrows inside the province's licensing system.

L'Avenir ranks 545 by 2021 Census population among the covered places in Quebec.

Nothing on the L'Avenir page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing L'Avenir with another community can use the same four census fields.

The land area recorded for L'Avenir is 97.6 square kilometres, and the population is 1,350 residents in the 2021 Census.

L'Avenir is one of 1150 covered Quebec places, counted at 1,350 residents with a land area of 97.6 square kilometres.

For L'Avenir, the two census fields above are the only local statistics used anywhere on the page.

L'Avenir sits at rank 545 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The L'Avenir page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for L'Avenir, 13.8 people per square kilometre, is calculated from the population and land area above.

At 1,350 residents in the 2021 Census, L'Avenir is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.