Borrowing in L'Ascension-de-Patapédia, Quebec

L'Ascension-de-Patapédia is one of the Quebec places covered here, with 148 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The census figures for L'Ascension-de-Patapédia

In the 2021 Census, L'Ascension-de-Patapédia had 148 residents. Its land area is 96.0 square kilometres.

Dividing population by land area gives 1.5 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 1139 within this data set.

L'Ascension-de-Patapédia sits at rank 1139 among the 1150 Quebec places here, with 148 residents in the 2021 Census.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

Where a figure for L'Ascension-de-Patapédia could not be verified, the page names the publisher instead of printing a number.

The density figure for L'Ascension-de-Patapédia, 1.5 people per square kilometre, is calculated from the population and land area above.

The L'Ascension-de-Patapédia page follows the same structure as every other place page, with population, land area, density and rank.

L'Ascension-de-Patapédia appears in the census record with 148 residents, and the density of 1.5 people per square kilometre follows from it.

L'Ascension-de-Patapédia is one of 1150 covered Quebec places, counted at 148 residents with a land area of 96.0 square kilometres.

Readers comparing L'Ascension-de-Patapédia with another community can use the same four census fields.

Nothing on the L'Ascension-de-Patapédia page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for L'Ascension-de-Patapédia is 96.0 square kilometres, and the population is 148 residents in the 2021 Census.

L'Ascension-de-Patapédia ranks 1139 by 2021 Census population among the covered places in Quebec.

L'Ascension-de-Patapédia sits at rank 1139 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 148 residents in the 2021 Census, L'Ascension-de-Patapédia is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.