Borrowing in L'Ange-Gardien, Quebec

L'Ange-Gardien, Quebec, recorded a population of 3,842 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for L'Ange-Gardien

Population for L'Ange-Gardien stands at 3,842 in the 2021 Census. Land area for L'Ange-Gardien is 53.6 square kilometres in the same census.

The calculated density is 71.7 people per square kilometre.

Among covered Quebec places, L'Ange-Gardien sits at rank 223 by population.

L'Ange-Gardien is one of 1150 places listed for Quebec, ranked 223 by population and measured at 53.6 square kilometres.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Readers comparing L'Ange-Gardien with another community can use the same four census fields.

L'Ange-Gardien is one of 1150 covered Quebec places, counted at 3,842 residents with a land area of 53.6 square kilometres.

For L'Ange-Gardien, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for L'Ange-Gardien could not be verified, the page names the publisher instead of printing a number.

The L'Ange-Gardien page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for L'Ange-Gardien, 71.7 people per square kilometre, is calculated from the population and land area above.

L'Ange-Gardien sits at rank 223 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 3,842 residents in the 2021 Census, L'Ange-Gardien is listed alongside the other covered places in Quebec.

L'Ange-Gardien appears in the census record with 3,842 residents, and the density of 71.7 people per square kilometre follows from it.

Nothing on the L'Ange-Gardien page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for L'Ange-Gardien is 53.6 square kilometres, and the population is 3,842 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.