Borrowing in Kitcisakik, Quebec

This page covers borrowing in Kitcisakik, Quebec: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The census figures for Kitcisakik

257 people were counted in Kitcisakik in the 2021 Census. 1.5 square kilometres of land are attributed to Kitcisakik.

Dividing population by land area gives 170.2 residents per square kilometre, rounded to one decimal place.

By population it ranks 1085 among the Quebec places covered here.

Kitcisakik sits at rank 1085 among the 1150 Quebec places here, with 257 residents in the 2021 Census.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Kitcisakik sits at rank 1085 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Kitcisakik, 170.2 people per square kilometre, is calculated from the population and land area above.

Where a figure for Kitcisakik could not be verified, the page names the publisher instead of printing a number.

Kitcisakik appears in the census record with 257 residents, and the density of 170.2 people per square kilometre follows from it.

The land area recorded for Kitcisakik is 1.5 square kilometres, and the population is 257 residents in the 2021 Census.

Readers comparing Kitcisakik with another community can use the same four census fields.

The Kitcisakik page follows the same structure as every other place page, with population, land area, density and rank.

Kitcisakik is one of 1150 covered Quebec places, counted at 257 residents with a land area of 1.5 square kilometres.

Kitcisakik ranks 1085 by 2021 Census population among the covered places in Quebec.

Nothing on the Kitcisakik page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.