Borrowing in Kiamika, Quebec

This page covers borrowing in Kiamika, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Kiamika

790 people were counted in Kiamika in the 2021 Census. 337.5 square kilometres of land are attributed to Kiamika.

On those two figures, density is 2.3 residents per square kilometre when rounded to one decimal place.

By population it ranks 759 among the Quebec places covered here.

Kiamika sits at rank 759 among the 1150 Quebec places here, with 790 residents in the 2021 Census.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Kiamika page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Kiamika with another community can use the same four census fields.

The land area recorded for Kiamika is 337.5 square kilometres, and the population is 790 residents in the 2021 Census.

For Kiamika, the two census fields above are the only local statistics used anywhere on the page.

Kiamika sits at rank 759 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Kiamika could not be verified, the page names the publisher instead of printing a number.

Kiamika is one of 1150 covered Quebec places, counted at 790 residents with a land area of 337.5 square kilometres.

At 790 residents in the 2021 Census, Kiamika is listed alongside the other covered places in Quebec.

The density figure for Kiamika, 2.3 people per square kilometre, is calculated from the population and land area above.

Nothing on the Kiamika page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Kiamika appears in the census record with 790 residents, and the density of 2.3 people per square kilometre follows from it.

Kiamika ranks 759 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.