Compare loans

Borrowing in Ivry-sur-le-Lac, Quebec

A guide to borrowing in Ivry-sur-le-Lac, Quebec, with the 2021 Census population of 391 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 391
Land area 29.3 km²
Provincial regulator See the FCAC list

Ivry-sur-le-Lac is one of the Quebec communities covered here, with a 2021 Census population of 391, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for Ivry-sur-le-Lac

In the 2021 Census, Ivry-sur-le-Lac had 391 residents. Statistics Canada lists 29.3 square kilometres of land for the community.

The arithmetic gives 13.3 people per square kilometre.

Its provincial population rank is 998 within this data set.

The place record for Ivry-sur-le-Lac covers 29.3 square kilometres and 391 residents, a density of 13.3 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
  • Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The land area recorded for Ivry-sur-le-Lac is 29.3 square kilometres, and the population is 391 residents in the 2021 Census.

Ivry-sur-le-Lac appears in the census record with 391 residents, and the density of 13.3 people per square kilometre follows from it.

Readers comparing Ivry-sur-le-Lac with another community can use the same four census fields.

Where a figure for Ivry-sur-le-Lac could not be verified, the page names the publisher instead of printing a number.

At 391 residents in the 2021 Census, Ivry-sur-le-Lac is listed alongside the other covered places in Quebec.

For Ivry-sur-le-Lac, the two census fields above are the only local statistics used anywhere on the page.

Ivry-sur-le-Lac is one of 1150 covered Quebec places, counted at 391 residents with a land area of 29.3 square kilometres.

Nothing on the Ivry-sur-le-Lac page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Ivry-sur-le-Lac, 13.3 people per square kilometre, is calculated from the population and land area above.

Ivry-sur-le-Lac sits at rank 998 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Ivry-sur-le-Lac page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Ivry-sur-le-Lac

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.