Borrowing in Hérouxville, Quebec

Hérouxville is one of the Quebec places covered here, with 1,367 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The census figures for Hérouxville

Statistics Canada's 2021 Census gives Hérouxville a population of 1,367. The community covers 54.7 square kilometres of land.

That gives a density of 25.0 people per square kilometre, rounded to one decimal place.

Hérouxville ranks 539 by population among the Quebec places on this site.

Compared with the other 1150 covered Quebec places, Hérouxville ranks 539 by population.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

Hérouxville is one of 1150 covered Quebec places, counted at 1,367 residents with a land area of 54.7 square kilometres.

Hérouxville sits at rank 539 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Hérouxville ranks 539 by 2021 Census population among the covered places in Quebec.

Nothing on the Hérouxville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 1,367 residents in the 2021 Census, Hérouxville is listed alongside the other covered places in Quebec.

For Hérouxville, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Hérouxville is 54.7 square kilometres, and the population is 1,367 residents in the 2021 Census.

Where a figure for Hérouxville could not be verified, the page names the publisher instead of printing a number.

Readers comparing Hérouxville with another community can use the same four census fields.

Hérouxville appears in the census record with 1,367 residents, and the density of 25.0 people per square kilometre follows from it.

The Hérouxville page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Hérouxville, 25.0 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.