Borrowing in Hatley, Quebec

Hatley is one of the Quebec places covered here, with 771 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Hatley

771 people were counted in Hatley in the 2021 Census. The community covers 60.4 square kilometres of land.

Dividing population by land area gives 12.8 residents per square kilometre, rounded to one decimal place.

Hatley ranks 772 by population among the Quebec places on this site.

The place record for Hatley covers 60.4 square kilometres and 771 residents, a density of 12.8 people per square kilometre.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

Hatley ranks 772 by 2021 Census population among the covered places in Quebec.

The land area recorded for Hatley is 60.4 square kilometres, and the population is 771 residents in the 2021 Census.

Hatley sits at rank 772 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Hatley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Hatley is one of 1150 covered Quebec places, counted at 771 residents with a land area of 60.4 square kilometres.

At 771 residents in the 2021 Census, Hatley is listed alongside the other covered places in Quebec.

Where a figure for Hatley could not be verified, the page names the publisher instead of printing a number.

The density figure for Hatley, 12.8 people per square kilometre, is calculated from the population and land area above.

Readers comparing Hatley with another community can use the same four census fields.

For Hatley, the two census fields above are the only local statistics used anywhere on the page.

Hatley appears in the census record with 771 residents, and the density of 12.8 people per square kilometre follows from it.

The Hatley page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.