Borrowing in Hatley, Quebec

This page covers borrowing in Hatley, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Hatley

2,230 people were counted in Hatley in the 2021 Census. The community covers 71.6 square kilometres of land.

On those two figures, density is 31.1 residents per square kilometre when rounded to one decimal place.

Hatley ranks 375 by population among the Quebec places on this site.

Compared with the other 1150 covered Quebec places, Hatley ranks 375 by population.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Hatley is one of 1150 covered Quebec places, counted at 2,230 residents with a land area of 71.6 square kilometres.

At 2,230 residents in the 2021 Census, Hatley is listed alongside the other covered places in Quebec.

Hatley sits at rank 375 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Hatley could not be verified, the page names the publisher instead of printing a number.

The Hatley page follows the same structure as every other place page, with population, land area, density and rank.

Hatley appears in the census record with 2,230 residents, and the density of 31.1 people per square kilometre follows from it.

Readers comparing Hatley with another community can use the same four census fields.

The density figure for Hatley, 31.1 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Hatley is 71.6 square kilometres, and the population is 2,230 residents in the 2021 Census.

For Hatley, the two census fields above are the only local statistics used anywhere on the page.

Hatley ranks 375 by 2021 Census population among the covered places in Quebec.

Nothing on the Hatley page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.