Borrowing in Ham-Nord, Quebec

With 857 residents counted in the 2021 Census, Ham-Nord sits inside Quebec's provincial lending framework.

The census figures for Ham-Nord

Statistics Canada's 2021 Census gives Ham-Nord a population of 857. 104.0 square kilometres of land are attributed to Ham-Nord.

That gives a density of 8.2 people per square kilometre, rounded to one decimal place.

The community is the 727th largest place in the province within this census set.

Ham-Nord therefore appears at rank 727 of 1150 covered Quebec places, with a density of 8.2 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Readers comparing Ham-Nord with another community can use the same four census fields.

The land area recorded for Ham-Nord is 104.0 square kilometres, and the population is 857 residents in the 2021 Census.

Ham-Nord appears in the census record with 857 residents, and the density of 8.2 people per square kilometre follows from it.

The density figure for Ham-Nord, 8.2 people per square kilometre, is calculated from the population and land area above.

At 857 residents in the 2021 Census, Ham-Nord is listed alongside the other covered places in Quebec.

The Ham-Nord page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Ham-Nord page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Ham-Nord sits at rank 727 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Ham-Nord ranks 727 by 2021 Census population among the covered places in Quebec.

Where a figure for Ham-Nord could not be verified, the page names the publisher instead of printing a number.

Ham-Nord is one of 1150 covered Quebec places, counted at 857 residents with a land area of 104.0 square kilometres.

For Ham-Nord, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.