Borrowing in Grosses-Roches, Quebec

Grosses-Roches is one of the Quebec communities covered here, with a 2021 Census population of 375, and borrowing there is licensed under Quebec's consumer credit rules.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The census figures for Grosses-Roches

In the 2021 Census, Grosses-Roches had 375 residents. Statistics Canada lists 63.6 square kilometres of land for the community.

Dividing population by land area gives 5.9 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Grosses-Roches sits at rank 1013 by population.

Grosses-Roches is one of 1150 places listed for Quebec, ranked 1013 by population and measured at 63.6 square kilometres.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

For Grosses-Roches, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Grosses-Roches, 5.9 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Grosses-Roches is 63.6 square kilometres, and the population is 375 residents in the 2021 Census.

Where a figure for Grosses-Roches could not be verified, the page names the publisher instead of printing a number.

Nothing on the Grosses-Roches page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Grosses-Roches sits at rank 1013 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Grosses-Roches ranks 1013 by 2021 Census population among the covered places in Quebec.

The Grosses-Roches page follows the same structure as every other place page, with population, land area, density and rank.

Grosses-Roches is one of 1150 covered Quebec places, counted at 375 residents with a land area of 63.6 square kilometres.

At 375 residents in the 2021 Census, Grosses-Roches is listed alongside the other covered places in Quebec.

Grosses-Roches appears in the census record with 375 residents, and the density of 5.9 people per square kilometre follows from it.

Readers comparing Grosses-Roches with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.