Borrowing in Grandes-Piles, Quebec

Grandes-Piles, Quebec, recorded a population of 493 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

The census figures for Grandes-Piles

The 2021 Census counted 493 residents in Grandes-Piles. The census records a land area of 117.0 square kilometres for Grandes-Piles.

The calculated density is 4.2 people per square kilometre.

Among covered Quebec places, Grandes-Piles sits at rank 927 by population.

The place record for Grandes-Piles covers 117.0 square kilometres and 493 residents, a density of 4.2 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Readers comparing Grandes-Piles with another community can use the same four census fields.

The Grandes-Piles page follows the same structure as every other place page, with population, land area, density and rank.

At 493 residents in the 2021 Census, Grandes-Piles is listed alongside the other covered places in Quebec.

The density figure for Grandes-Piles, 4.2 people per square kilometre, is calculated from the population and land area above.

Where a figure for Grandes-Piles could not be verified, the page names the publisher instead of printing a number.

Nothing on the Grandes-Piles page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Grandes-Piles appears in the census record with 493 residents, and the density of 4.2 people per square kilometre follows from it.

Grandes-Piles sits at rank 927 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Grandes-Piles, the two census fields above are the only local statistics used anywhere on the page.

Grandes-Piles is one of 1150 covered Quebec places, counted at 493 residents with a land area of 117.0 square kilometres.

Grandes-Piles ranks 927 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.