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Borrowing in Grande-Vallée, Quebec

A guide to borrowing in Grande-Vallée, Quebec, with the 2021 Census population of 1,077 and the provincial rules that apply locally.

Province Quebec (QC)
Population, 2021 Census 1,077
Land area 144.2 km²
Provincial regulator See the FCAC list

With 1,077 residents counted in the 2021 Census, Grande-Vallée sits inside Quebec's provincial lending framework.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

The census figures for Grande-Vallée

The 2021 Census counted 1,077 residents in Grande-Vallée. Statistics Canada lists 144.2 square kilometres of land for the community.

On those two figures, density is 7.5 residents per square kilometre when rounded to one decimal place.

By population it ranks 629 among the Quebec places covered here.

Grande-Vallée is one of 1150 places listed for Quebec, ranked 629 by population and measured at 144.2 square kilometres.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The density figure for Grande-Vallée, 7.5 people per square kilometre, is calculated from the population and land area above.

Grande-Vallée is one of 1150 covered Quebec places, counted at 1,077 residents with a land area of 144.2 square kilometres.

Readers comparing Grande-Vallée with another community can use the same four census fields.

For Grande-Vallée, the two census fields above are the only local statistics used anywhere on the page.

Grande-Vallée ranks 629 by 2021 Census population among the covered places in Quebec.

At 1,077 residents in the 2021 Census, Grande-Vallée is listed alongside the other covered places in Quebec.

Grande-Vallée sits at rank 629 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Grande-Vallée is 144.2 square kilometres, and the population is 1,077 residents in the 2021 Census.

Where a figure for Grande-Vallée could not be verified, the page names the publisher instead of printing a number.

Grande-Vallée appears in the census record with 1,077 residents, and the density of 7.5 people per square kilometre follows from it.

The Grande-Vallée page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Grande-Vallée page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Grande-Vallée

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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