Borrowing in Ferland-et-Boilleau, Quebec

This page covers borrowing in Ferland-et-Boilleau, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The census figures for Ferland-et-Boilleau

Ferland-et-Boilleau recorded a population of 632 in Statistics Canada's 2021 Census of Population. 383.1 square kilometres of land are attributed to Ferland-et-Boilleau.

On those two figures, density is 1.6 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Ferland-et-Boilleau sits at rank 848 by population.

Ferland-et-Boilleau therefore appears at rank 848 of 1150 covered Quebec places, with a density of 1.6 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

The land area recorded for Ferland-et-Boilleau is 383.1 square kilometres, and the population is 632 residents in the 2021 Census.

Nothing on the Ferland-et-Boilleau page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Ferland-et-Boilleau is one of 1150 covered Quebec places, counted at 632 residents with a land area of 383.1 square kilometres.

Readers comparing Ferland-et-Boilleau with another community can use the same four census fields.

At 632 residents in the 2021 Census, Ferland-et-Boilleau is listed alongside the other covered places in Quebec.

Where a figure for Ferland-et-Boilleau could not be verified, the page names the publisher instead of printing a number.

Ferland-et-Boilleau sits at rank 848 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Ferland-et-Boilleau page follows the same structure as every other place page, with population, land area, density and rank.

Ferland-et-Boilleau appears in the census record with 632 residents, and the density of 1.6 people per square kilometre follows from it.

Ferland-et-Boilleau ranks 848 by 2021 Census population among the covered places in Quebec.

For Ferland-et-Boilleau, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.