Borrowing in Eeyou Istchee Baie-James, Quebec

Eeyou Istchee Baie-James is one of the Quebec communities covered here, with a 2021 Census population of 2,638, and borrowing there is licensed under Quebec's consumer credit rules.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The census figures for Eeyou Istchee Baie-James

2,638 people were counted in Eeyou Istchee Baie-James in the 2021 Census. The community covers 283123.4 square kilometres of land.

On those two figures, density is 0.0 residents per square kilometre when rounded to one decimal place.

The community is the 318th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Eeyou Istchee Baie-James ranks 318 by population.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

Eeyou Istchee Baie-James ranks 318 by 2021 Census population among the covered places in Quebec.

Readers comparing Eeyou Istchee Baie-James with another community can use the same four census fields.

At 2,638 residents in the 2021 Census, Eeyou Istchee Baie-James is listed alongside the other covered places in Quebec.

The land area recorded for Eeyou Istchee Baie-James is 283123.4 square kilometres, and the population is 2,638 residents in the 2021 Census.

Eeyou Istchee Baie-James appears in the census record with 2,638 residents, and the density of 0.0 people per square kilometre follows from it.

Eeyou Istchee Baie-James is one of 1150 covered Quebec places, counted at 2,638 residents with a land area of 283123.4 square kilometres.

The density figure for Eeyou Istchee Baie-James, 0.0 people per square kilometre, is calculated from the population and land area above.

Nothing on the Eeyou Istchee Baie-James page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Eeyou Istchee Baie-James sits at rank 318 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Eeyou Istchee Baie-James page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.