Borrowing in Disraeli, Quebec

Disraeli is one of the Quebec communities covered here, with a 2021 Census population of 2,360, and borrowing there is licensed under Quebec's consumer credit rules.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The census figures for Disraeli

Statistics Canada's 2021 Census gives Disraeli a population of 2,360. Statistics Canada lists 6.8 square kilometres of land for the community.

On those two figures, density is 347.1 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 353 in the province.

The place record for Disraeli covers 6.8 square kilometres and 2,360 residents, a density of 347.1 people per square kilometre.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The density figure for Disraeli, 347.1 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Disraeli is 6.8 square kilometres, and the population is 2,360 residents in the 2021 Census.

The Disraeli page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Disraeli could not be verified, the page names the publisher instead of printing a number.

Disraeli is one of 1150 covered Quebec places, counted at 2,360 residents with a land area of 6.8 square kilometres.

Disraeli ranks 353 by 2021 Census population among the covered places in Quebec.

For Disraeli, the two census fields above are the only local statistics used anywhere on the page.

Disraeli sits at rank 353 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 2,360 residents in the 2021 Census, Disraeli is listed alongside the other covered places in Quebec.

Readers comparing Disraeli with another community can use the same four census fields.

Nothing on the Disraeli page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.