Borrowing in Déléage, Quebec

This page covers borrowing in Déléage, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Déléage

Statistics Canada's 2021 Census gives Déléage a population of 1,916. The community covers 248.3 square kilometres of land.

On those two figures, density is 7.7 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Déléage sits at rank 415 by population.

Déléage therefore appears at rank 415 of 1150 covered Quebec places, with a density of 7.7 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Because Quebec does not license payday lending, no provincial payday cap applies there, and the federal Payday Lending Regulations (SOR/2024-114) note the distinction.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Joint applications combine two incomes and two sets of obligations in the same assessment. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

The density figure for Déléage, 7.7 people per square kilometre, is calculated from the population and land area above.

Readers comparing Déléage with another community can use the same four census fields.

Déléage ranks 415 by 2021 Census population among the covered places in Quebec.

The land area recorded for Déléage is 248.3 square kilometres, and the population is 1,916 residents in the 2021 Census.

Déléage is one of 1150 covered Quebec places, counted at 1,916 residents with a land area of 248.3 square kilometres.

Where a figure for Déléage could not be verified, the page names the publisher instead of printing a number.

Nothing on the Déléage page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Déléage page follows the same structure as every other place page, with population, land area, density and rank.

Déléage appears in the census record with 1,916 residents, and the density of 7.7 people per square kilometre follows from it.

For Déléage, the two census fields above are the only local statistics used anywhere on the page.

Déléage sits at rank 415 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

At 1,916 residents in the 2021 Census, Déléage is listed alongside the other covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.