Borrowing in Contrecoeur, Quebec

Contrecoeur is one of the Quebec places covered here, with 9,480 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the lower-middle band group smaller towns and municipalities under the same provincial framework.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The census figures for Contrecoeur

Population for Contrecoeur stands at 9,480 in the 2021 Census. The community covers 62.2 square kilometres of land.

Population divided by land area produces a density of 152.4 people per square kilometre.

The community is the 115th largest place in the province within this census set.

The place record for Contrecoeur covers 62.2 square kilometres and 9,480 residents, a density of 152.4 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

Contrecoeur ranks 115 by 2021 Census population among the covered places in Quebec.

The Contrecoeur page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Contrecoeur is 62.2 square kilometres, and the population is 9,480 residents in the 2021 Census.

Nothing on the Contrecoeur page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Contrecoeur is one of 1150 covered Quebec places, counted at 9,480 residents with a land area of 62.2 square kilometres.

The density figure for Contrecoeur, 152.4 people per square kilometre, is calculated from the population and land area above.

Where a figure for Contrecoeur could not be verified, the page names the publisher instead of printing a number.

Readers comparing Contrecoeur with another community can use the same four census fields.

Contrecoeur appears in the census record with 9,480 residents, and the density of 152.4 people per square kilometre follows from it.

At 9,480 residents in the 2021 Census, Contrecoeur is listed alongside the other covered places in Quebec.

Contrecoeur sits at rank 115 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Contrecoeur, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.