Borrowing in Colombier, Quebec

With 635 residents counted in the 2021 Census, Colombier sits inside Quebec's provincial lending framework.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Colombier

Population for Colombier stands at 635 in the 2021 Census. Land area for Colombier is 361.2 square kilometres in the same census.

Population divided by land area produces a density of 1.8 people per square kilometre.

The 2021 Census population places it at rank 846 in the province.

Compared with the other 1150 covered Quebec places, Colombier ranks 846 by population.

Where a figure for Colombier could not be verified, the page names the publisher instead of printing a number.

Readers comparing Colombier with another community can use the same four census fields.

The land area recorded for Colombier is 361.2 square kilometres, and the population is 635 residents in the 2021 Census.

Colombier sits at rank 846 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Colombier, 1.8 people per square kilometre, is calculated from the population and land area above.

At 635 residents in the 2021 Census, Colombier is listed alongside the other covered places in Quebec.

The Colombier page follows the same structure as every other place page, with population, land area, density and rank.

Colombier ranks 846 by 2021 Census population among the covered places in Quebec.

Colombier appears in the census record with 635 residents, and the density of 1.8 people per square kilometre follows from it.

Colombier is one of 1150 covered Quebec places, counted at 635 residents with a land area of 361.2 square kilometres.

For Colombier, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Colombier page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.