Borrowing in Chichester, Quebec

Chichester is one of the Quebec communities covered here, with a 2021 Census population of 350, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Chichester

Chichester recorded a population of 350 in Statistics Canada's 2021 Census of Population. The census records a land area of 218.7 square kilometres for Chichester.

On those two figures, density is 1.6 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 1029 in the province.

Chichester is one of 1150 places listed for Quebec, ranked 1029 by population and measured at 218.7 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Chichester ranks 1029 by 2021 Census population among the covered places in Quebec.

Readers comparing Chichester with another community can use the same four census fields.

Nothing on the Chichester page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Chichester appears in the census record with 350 residents, and the density of 1.6 people per square kilometre follows from it.

Chichester sits at rank 1029 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Chichester is one of 1150 covered Quebec places, counted at 350 residents with a land area of 218.7 square kilometres.

The Chichester page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Chichester could not be verified, the page names the publisher instead of printing a number.

The density figure for Chichester, 1.6 people per square kilometre, is calculated from the population and land area above.

For Chichester, the two census fields above are the only local statistics used anywhere on the page.

At 350 residents in the 2021 Census, Chichester is listed alongside the other covered places in Quebec.

The land area recorded for Chichester is 218.7 square kilometres, and the population is 350 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.