Borrowing in Cayamant, Quebec

This page covers borrowing in Cayamant, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Cayamant

The 2021 Census counted 895 residents in Cayamant. The community covers 382.5 square kilometres of land.

The arithmetic gives 2.3 people per square kilometre.

Among covered Quebec places, Cayamant sits at rank 711 by population.

Cayamant sits at rank 711 among the 1150 Quebec places here, with 895 residents in the 2021 Census.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

Readers comparing Cayamant with another community can use the same four census fields.

For Cayamant, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Cayamant page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 895 residents in the 2021 Census, Cayamant is listed alongside the other covered places in Quebec.

Cayamant is one of 1150 covered Quebec places, counted at 895 residents with a land area of 382.5 square kilometres.

Cayamant sits at rank 711 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Cayamant appears in the census record with 895 residents, and the density of 2.3 people per square kilometre follows from it.

The density figure for Cayamant, 2.3 people per square kilometre, is calculated from the population and land area above.

Where a figure for Cayamant could not be verified, the page names the publisher instead of printing a number.

Cayamant ranks 711 by 2021 Census population among the covered places in Quebec.

The land area recorded for Cayamant is 382.5 square kilometres, and the population is 895 residents in the 2021 Census.

The Cayamant page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.