Borrowing in Cascapédia--Saint-Jules, Quebec

Cascapédia--Saint-Jules is one of the Quebec communities covered here, with a 2021 Census population of 764, and borrowing there is licensed under Quebec's consumer credit rules.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

The census figures for Cascapédia--Saint-Jules

In the 2021 Census, Cascapédia--Saint-Jules had 764 residents. The community covers 164.3 square kilometres of land.

On those two figures, density is 4.7 residents per square kilometre when rounded to one decimal place.

The community is the 776th largest place in the province within this census set.

Cascapédia--Saint-Jules sits at rank 776 among the 1150 Quebec places here, with 764 residents in the 2021 Census.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Cascapédia--Saint-Jules ranks 776 by 2021 Census population among the covered places in Quebec.

The density figure for Cascapédia--Saint-Jules, 4.7 people per square kilometre, is calculated from the population and land area above.

Cascapédia--Saint-Jules appears in the census record with 764 residents, and the density of 4.7 people per square kilometre follows from it.

Cascapédia--Saint-Jules is one of 1150 covered Quebec places, counted at 764 residents with a land area of 164.3 square kilometres.

For Cascapédia--Saint-Jules, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Cascapédia--Saint-Jules with another community can use the same four census fields.

The land area recorded for Cascapédia--Saint-Jules is 164.3 square kilometres, and the population is 764 residents in the 2021 Census.

At 764 residents in the 2021 Census, Cascapédia--Saint-Jules is listed alongside the other covered places in Quebec.

Cascapédia--Saint-Jules sits at rank 776 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Cascapédia--Saint-Jules could not be verified, the page names the publisher instead of printing a number.

Nothing on the Cascapédia--Saint-Jules page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Cascapédia--Saint-Jules page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Where a figure could not be verified, the page names the publisher instead of printing a number.