Borrowing in Carignan, Quebec

Carignan, Quebec, recorded a population of 11,740 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Carignan

In the 2021 Census, Carignan had 11,740 residents. 62.1 square kilometres of land are attributed to Carignan.

Population divided by land area produces a density of 189.1 people per square kilometre.

The community is the 92nd largest place in the province within this census set.

Carignan is one of 1150 places listed for Quebec, ranked 92 by population and measured at 62.1 square kilometres.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

Carignan appears in the census record with 11,740 residents, and the density of 189.1 people per square kilometre follows from it.

For Carignan, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Carignan could not be verified, the page names the publisher instead of printing a number.

Readers comparing Carignan with another community can use the same four census fields.

Carignan sits at rank 92 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Carignan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Carignan is 62.1 square kilometres, and the population is 11,740 residents in the 2021 Census.

The density figure for Carignan, 189.1 people per square kilometre, is calculated from the population and land area above.

Carignan is one of 1150 covered Quebec places, counted at 11,740 residents with a land area of 62.1 square kilometres.

Carignan ranks 92 by 2021 Census population among the covered places in Quebec.

At 11,740 residents in the 2021 Census, Carignan is listed alongside the other covered places in Quebec.

The Carignan page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.