Borrowing in Caplan, Quebec

This page covers borrowing in Caplan, Quebec: the census facts, the provincial rules, and the products people compare.

The census figures for Caplan

1,966 people were counted in Caplan in the 2021 Census. Land area for Caplan is 85.7 square kilometres in the same census.

That gives a density of 22.9 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 411 within this data set.

Compared with the other 1150 covered Quebec places, Caplan ranks 411 by population.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A mortgage is registered against the property, which is what gives the lender its claim.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

Caplan appears in the census record with 1,966 residents, and the density of 22.9 people per square kilometre follows from it.

The Caplan page follows the same structure as every other place page, with population, land area, density and rank.

Caplan is one of 1150 covered Quebec places, counted at 1,966 residents with a land area of 85.7 square kilometres.

Caplan ranks 411 by 2021 Census population among the covered places in Quebec.

The land area recorded for Caplan is 85.7 square kilometres, and the population is 1,966 residents in the 2021 Census.

The density figure for Caplan, 22.9 people per square kilometre, is calculated from the population and land area above.

For Caplan, the two census fields above are the only local statistics used anywhere on the page.

At 1,966 residents in the 2021 Census, Caplan is listed alongside the other covered places in Quebec.

Caplan sits at rank 411 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Caplan page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Caplan could not be verified, the page names the publisher instead of printing a number.

Readers comparing Caplan with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.