Borrowing in Candiac, Quebec

With 22,997 residents counted in the 2021 Census, Candiac sits inside Quebec's provincial lending framework.

The census figures for Candiac

22,997 people were counted in Candiac in the 2021 Census. Its land area is 17.3 square kilometres.

That gives a density of 1331.6 people per square kilometre, rounded to one decimal place.

Candiac ranks 50 by population among the Quebec places on this site.

The place record for Candiac covers 17.3 square kilometres and 22,997 residents, a density of 1331.6 people per square kilometre.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Candiac is one of 1150 covered Quebec places, counted at 22,997 residents with a land area of 17.3 square kilometres.

At 22,997 residents in the 2021 Census, Candiac is listed alongside the other covered places in Quebec.

For Candiac, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Candiac page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Candiac ranks 50 by 2021 Census population among the covered places in Quebec.

Candiac sits at rank 50 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Candiac, 1331.6 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Candiac is 17.3 square kilometres, and the population is 22,997 residents in the 2021 Census.

Readers comparing Candiac with another community can use the same four census fields.

Where a figure for Candiac could not be verified, the page names the publisher instead of printing a number.

Candiac appears in the census record with 22,997 residents, and the density of 1331.6 people per square kilometre follows from it.

The Candiac page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.