Borrowing in Bonne-Espérance, Quebec

Bonne-Espérance is one of the Quebec communities covered here, with a 2021 Census population of 692, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Bonne-Espérance

Statistics Canada's 2021 Census gives Bonne-Espérance a population of 692. 623.0 square kilometres of land are attributed to Bonne-Espérance.

Dividing population by land area gives 1.1 residents per square kilometre, rounded to one decimal place.

The community is the 808th largest place in the province within this census set.

Compared with the other 1150 covered Quebec places, Bonne-Espérance ranks 808 by population.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Joint applications combine two incomes and two sets of obligations in the same assessment. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

Nothing on the Bonne-Espérance page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Bonne-Espérance, 1.1 people per square kilometre, is calculated from the population and land area above.

Bonne-Espérance sits at rank 808 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Bonne-Espérance is 623.0 square kilometres, and the population is 692 residents in the 2021 Census.

The Bonne-Espérance page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Bonne-Espérance could not be verified, the page names the publisher instead of printing a number.

Bonne-Espérance appears in the census record with 692 residents, and the density of 1.1 people per square kilometre follows from it.

Readers comparing Bonne-Espérance with another community can use the same four census fields.

For Bonne-Espérance, the two census fields above are the only local statistics used anywhere on the page.

At 692 residents in the 2021 Census, Bonne-Espérance is listed alongside the other covered places in Quebec.

Bonne-Espérance ranks 808 by 2021 Census population among the covered places in Quebec.

Bonne-Espérance is one of 1150 covered Quebec places, counted at 692 residents with a land area of 623.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.