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Borrowing in Berthierville, Quebec

Berthierville, Quebec: 4,386 residents in the 2021 Census, 6.8 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 4,386
Land area 6.8 km²
Provincial regulator See the FCAC list

A loan taken out in Berthierville is governed by Quebec's licensing rules, and the 2021 Census counted 4,386 people in the community.

The census figures for Berthierville

The 2021 Census counted 4,386 residents in Berthierville. Its land area is 6.8 square kilometres.

Dividing population by land area gives 647.9 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Berthierville sits at rank 205 by population.

Berthierville sits at rank 205 among the 1150 Quebec places here, with 4,386 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
  • Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

The Quebec rules that apply

Provincial or territorial law decides who may lend in Quebec, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Nothing on the Berthierville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Berthierville is 6.8 square kilometres, and the population is 4,386 residents in the 2021 Census.

The density figure for Berthierville, 647.9 people per square kilometre, is calculated from the population and land area above.

Berthierville is one of 1150 covered Quebec places, counted at 4,386 residents with a land area of 6.8 square kilometres.

Berthierville ranks 205 by 2021 Census population among the covered places in Quebec.

Where a figure for Berthierville could not be verified, the page names the publisher instead of printing a number.

Berthierville appears in the census record with 4,386 residents, and the density of 647.9 people per square kilometre follows from it.

At 4,386 residents in the 2021 Census, Berthierville is listed alongside the other covered places in Quebec.

The Berthierville page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Berthierville with another community can use the same four census fields.

For Berthierville, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Berthierville

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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