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Borrowing in Berthier-sur-Mer, Quebec

Berthier-sur-Mer, Quebec: 1,744 residents in the 2021 Census, 26.9 square kilometres of land, and the provincial lending rules that apply across Quebec.

Province Quebec (QC)
Population, 2021 Census 1,744
Land area 26.9 km²
Provincial regulator See the FCAC list

A loan taken out in Berthier-sur-Mer is governed by Quebec's licensing rules, and the 2021 Census counted 1,744 people in the community.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Joint applications combine two incomes and two sets of obligations in the same assessment.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Berthier-sur-Mer

Berthier-sur-Mer recorded a population of 1,744 in Statistics Canada's 2021 Census of Population. Its land area is 26.9 square kilometres.

Dividing population by land area gives 65.0 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 450 within this data set.

Berthier-sur-Mer is one of 1150 places listed for Quebec, ranked 450 by population and measured at 26.9 square kilometres.

For Berthier-sur-Mer, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Berthier-sur-Mer page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Berthier-sur-Mer appears in the census record with 1,744 residents, and the density of 65.0 people per square kilometre follows from it.

The Berthier-sur-Mer page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Berthier-sur-Mer with another community can use the same four census fields.

Where a figure for Berthier-sur-Mer could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Berthier-sur-Mer is 26.9 square kilometres, and the population is 1,744 residents in the 2021 Census.

Berthier-sur-Mer is one of 1150 covered Quebec places, counted at 1,744 residents with a land area of 26.9 square kilometres.

At 1,744 residents in the 2021 Census, Berthier-sur-Mer is listed alongside the other covered places in Quebec.

Berthier-sur-Mer sits at rank 450 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Berthier-sur-Mer ranks 450 by 2021 Census population among the covered places in Quebec.

The density figure for Berthier-sur-Mer, 65.0 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Berthier-sur-Mer

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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