Borrowing in Beaconsfield, Quebec

Beaconsfield, Quebec, recorded a population of 19,277 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

The census figures for Beaconsfield

In the 2021 Census, Beaconsfield had 19,277 residents. The census records a land area of 11.0 square kilometres for Beaconsfield.

On those two figures, density is 1747.7 residents per square kilometre when rounded to one decimal place.

Beaconsfield ranks 63 by population among the Quebec places on this site.

Within Quebec, Beaconsfield is place number 63 by population in this census set, at 19,277 residents.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The land area recorded for Beaconsfield is 11.0 square kilometres, and the population is 19,277 residents in the 2021 Census.

Beaconsfield appears in the census record with 19,277 residents, and the density of 1747.7 people per square kilometre follows from it.

At 19,277 residents in the 2021 Census, Beaconsfield is listed alongside the other covered places in Quebec.

Readers comparing Beaconsfield with another community can use the same four census fields.

Nothing on the Beaconsfield page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Beaconsfield page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Beaconsfield could not be verified, the page names the publisher instead of printing a number.

For Beaconsfield, the two census fields above are the only local statistics used anywhere on the page.

Beaconsfield sits at rank 63 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Beaconsfield, 1747.7 people per square kilometre, is calculated from the population and land area above.

Beaconsfield is one of 1150 covered Quebec places, counted at 19,277 residents with a land area of 11.0 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Where a figure could not be verified, the page names the publisher instead of printing a number.