Borrowing in Barnston-Ouest, Quebec

This page covers borrowing in Barnston-Ouest, Quebec: the census facts, the provincial rules, and the products people compare.

The Quebec rules that apply

Consumer lending in Quebec is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

The census figures for Barnston-Ouest

In the 2021 Census, Barnston-Ouest had 546 residents. Its land area is 99.4 square kilometres.

The calculated density is 5.5 people per square kilometre.

Among covered Quebec places, Barnston-Ouest sits at rank 890 by population.

Within Quebec, Barnston-Ouest is place number 890 by population in this census set, at 546 residents.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

For Barnston-Ouest, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Barnston-Ouest page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Barnston-Ouest could not be verified, the page names the publisher instead of printing a number.

Barnston-Ouest appears in the census record with 546 residents, and the density of 5.5 people per square kilometre follows from it.

Barnston-Ouest is one of 1150 covered Quebec places, counted at 546 residents with a land area of 99.4 square kilometres.

The Barnston-Ouest page follows the same structure as every other place page, with population, land area, density and rank.

Barnston-Ouest ranks 890 by 2021 Census population among the covered places in Quebec.

Readers comparing Barnston-Ouest with another community can use the same four census fields.

Barnston-Ouest sits at rank 890 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.