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Borrowing in Baie-Comeau, Quebec

Population 20,687, land area 334.8 square kilometres: the census facts for Baie-Comeau, plus how consumer credit is regulated in Quebec.

Province Quebec (QC)
Population, 2021 Census 20,687
Land area 334.8 km²
Provincial regulator See the FCAC list

Baie-Comeau is one of the Quebec communities covered here, with a 2021 Census population of 20,687, and borrowing there is licensed under Quebec's consumer credit rules.

The census figures for Baie-Comeau

20,687 people were counted in Baie-Comeau in the 2021 Census. 334.8 square kilometres of land are attributed to Baie-Comeau.

Population divided by land area produces a density of 61.8 people per square kilometre.

The 2021 Census population places it at rank 56 in the province.

The place record for Baie-Comeau covers 334.8 square kilometres and 20,687 residents, a density of 61.8 people per square kilometre.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec does not license payday lending, a fact the federal Payday Lending Regulations (SOR/2024-114) record when it lists the provinces that regulate the product.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

Baie-Comeau is one of 1150 covered Quebec places, counted at 20,687 residents with a land area of 334.8 square kilometres.

The Baie-Comeau page follows the same structure as every other place page, with population, land area, density and rank.

Baie-Comeau appears in the census record with 20,687 residents, and the density of 61.8 people per square kilometre follows from it.

Nothing on the Baie-Comeau page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Baie-Comeau ranks 56 by 2021 Census population among the covered places in Quebec.

At 20,687 residents in the 2021 Census, Baie-Comeau is listed alongside the other covered places in Quebec.

The land area recorded for Baie-Comeau is 334.8 square kilometres, and the population is 20,687 residents in the 2021 Census.

Baie-Comeau sits at rank 56 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Baie-Comeau could not be verified, the page names the publisher instead of printing a number.

For Baie-Comeau, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Baie-Comeau with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Baie-Comeau

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Montréal 1,762,949 Québec 549,459 Laval 438,366 Gatineau 291,041 Longueuil 254,483 Sherbrooke 172,950

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