Borrowing in Auclair, Quebec

Auclair, Quebec, recorded a population of 447 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The census figures for Auclair

Population for Auclair stands at 447 in the 2021 Census. The census records a land area of 105.8 square kilometres for Auclair.

Dividing population by land area gives 4.2 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Auclair sits at rank 959 by population.

The place record for Auclair covers 105.8 square kilometres and 447 residents, a density of 4.2 people per square kilometre.

The Quebec rules that apply

Licensing for consumer credit in Quebec sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The density figure for Auclair, 4.2 people per square kilometre, is calculated from the population and land area above.

Auclair appears in the census record with 447 residents, and the density of 4.2 people per square kilometre follows from it.

The Auclair page follows the same structure as every other place page, with population, land area, density and rank.

At 447 residents in the 2021 Census, Auclair is listed alongside the other covered places in Quebec.

Where a figure for Auclair could not be verified, the page names the publisher instead of printing a number.

Auclair ranks 959 by 2021 Census population among the covered places in Quebec.

Nothing on the Auclair page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Auclair is one of 1150 covered Quebec places, counted at 447 residents with a land area of 105.8 square kilometres.

The land area recorded for Auclair is 105.8 square kilometres, and the population is 447 residents in the 2021 Census.

Readers comparing Auclair with another community can use the same four census fields.

Auclair sits at rank 959 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

For Auclair, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.