Borrowing in Amos, Quebec

Amos, Quebec, recorded a population of 12,675 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Amos

The 2021 Census counted 12,675 residents in Amos. The census records a land area of 429.0 square kilometres for Amos.

Dividing population by land area gives 29.5 residents per square kilometre, rounded to one decimal place.

Among covered Quebec places, Amos sits at rank 90 by population.

Amos is one of 1150 places listed for Quebec, ranked 90 by population and measured at 429.0 square kilometres.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

The Quebec rules that apply

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

For Quebec, the federal Payday Lending Regulations (SOR/2024-114) record that payday lending is not licensed, so the cost limit should be confirmed with the provincial regulator.

The lower-middle band covers towns of moderate size, none of which sets its own lending rules.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Amos is one of 1150 covered Quebec places, counted at 12,675 residents with a land area of 429.0 square kilometres.

Amos sits at rank 90 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The Amos page follows the same structure as every other place page, with population, land area, density and rank.

Amos appears in the census record with 12,675 residents, and the density of 29.5 people per square kilometre follows from it.

Where a figure for Amos could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Amos is 429.0 square kilometres, and the population is 12,675 residents in the 2021 Census.

At 12,675 residents in the 2021 Census, Amos is listed alongside the other covered places in Quebec.

Nothing on the Amos page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Amos, 29.5 people per square kilometre, is calculated from the population and land area above.

For Amos, the two census fields above are the only local statistics used anywhere on the page.

Amos ranks 90 by 2021 Census population among the covered places in Quebec.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.