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Borrowing in Albertville, Quebec

Albertville is one of the Quebec communities covered here, with 239 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Quebec (QC)
Population, 2021 Census 239
Land area 103.1 km²
Provincial regulator See the FCAC list

Albertville is one of the Quebec places covered here, with 239 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The census figures for Albertville

The 2021 Census counted 239 residents in Albertville. 103.1 square kilometres of land are attributed to Albertville.

Dividing population by land area gives 2.3 residents per square kilometre, rounded to one decimal place.

The community is the 1097th largest place in the province within this census set.

The place record for Albertville covers 103.1 square kilometres and 239 residents, a density of 2.3 people per square kilometre.

The Quebec rules that apply

The regulator for consumer credit in Quebec is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is not licensed in Quebec; the federal Payday Lending Regulations (SOR/2024-114) list Quebec separately from the provinces that operate a licensed payday regime.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

At 239 residents in the 2021 Census, Albertville is listed alongside the other covered places in Quebec.

The Albertville page follows the same structure as every other place page, with population, land area, density and rank.

Albertville sits at rank 1097 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Albertville is 103.1 square kilometres, and the population is 239 residents in the 2021 Census.

Where a figure for Albertville could not be verified, the page names the publisher instead of printing a number.

Albertville appears in the census record with 239 residents, and the density of 2.3 people per square kilometre follows from it.

For Albertville, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Albertville, 2.3 people per square kilometre, is calculated from the population and land area above.

Albertville ranks 1097 by 2021 Census population among the covered places in Quebec.

Readers comparing Albertville with another community can use the same four census fields.

Nothing on the Albertville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Albertville is one of 1150 covered Quebec places, counted at 239 residents with a land area of 103.1 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Albertville

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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