Borrowing in York Landing, Manitoba

York Landing is one of the Manitoba places covered here, with 455 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

The Manitoba rules that apply

Provincial or territorial law decides who may lend in Manitoba, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) list Manitoba among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for York Landing

In the 2021 Census, York Landing had 455 residents. The community covers 13.3 square kilometres of land.

The calculated density is 34.2 people per square kilometre.

By population it ranks 178 among the Manitoba places covered here.

The place record for York Landing covers 13.3 square kilometres and 455 residents, a density of 34.2 people per square kilometre.

Nothing on the York Landing page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The York Landing page follows the same structure as every other place page, with population, land area, density and rank.

For York Landing, the two census fields above are the only local statistics used anywhere on the page.

The density figure for York Landing, 34.2 people per square kilometre, is calculated from the population and land area above.

Where a figure for York Landing could not be verified, the page names the publisher instead of printing a number.

York Landing ranks 178 by 2021 Census population among the covered places in Manitoba.

Readers comparing York Landing with another community can use the same four census fields.

York Landing appears in the census record with 455 residents, and the density of 34.2 people per square kilometre follows from it.

York Landing is one of 203 covered Manitoba places, counted at 455 residents with a land area of 13.3 square kilometres.

At 455 residents in the 2021 Census, York Landing is listed alongside the other covered places in Manitoba.

The land area recorded for York Landing is 13.3 square kilometres, and the population is 455 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.