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Borrowing in Winnipeg, Manitoba

Winnipeg is one of the Manitoba communities covered here, with 749,607 people counted in the 2021 Census; this page sets out the local facts and the provincial lending position.

Province Manitoba (MB)
Population, 2021 Census 749,607
Land area 461.8 km²
Provincial regulator See the FCAC list

A loan taken out in Winnipeg is governed by Manitoba's licensing rules, and the 2021 Census counted 749,607 people in the community.

The census figures for Winnipeg

749,607 people were counted in Winnipeg in the 2021 Census. The community covers 461.8 square kilometres of land.

The calculated density is 1623.3 people per square kilometre.

The community is the 1st largest place in the province within this census set.

The place record for Winnipeg covers 461.8 square kilometres and 749,607 residents, a density of 1623.3 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.
  • Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.

The Manitoba rules that apply

Consumer lending in Manitoba is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is one of the largest communities in the country, in the top population band, and the licensing position remains provincial.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The Winnipeg page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the Winnipeg page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Winnipeg could not be verified, the page names the publisher instead of printing a number.

Winnipeg ranks 1 by 2021 Census population among the covered places in Manitoba.

The density figure for Winnipeg, 1623.3 people per square kilometre, is calculated from the population and land area above.

Winnipeg appears in the census record with 749,607 residents, and the density of 1623.3 people per square kilometre follows from it.

Readers comparing Winnipeg with another community can use the same four census fields.

The land area recorded for Winnipeg is 461.8 square kilometres, and the population is 749,607 residents in the 2021 Census.

At 749,607 residents in the 2021 Census, Winnipeg is listed alongside the other covered places in Manitoba.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Winnipeg

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Brandon 51,313 Steinbach 17,806 Hanover 17,216 Springfield 16,142 Winkler 13,745 Portage la Prairie 13,270

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