Borrowing in West St. Paul, Manitoba

With 6,682 residents counted in the 2021 Census, West St. Paul sits inside Manitoba's provincial lending framework.

The census figures for West St. Paul

Statistics Canada's 2021 Census gives West St. Paul a population of 6,682. The community covers 87.5 square kilometres of land.

Dividing population by land area gives 76.4 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 22 within this data set.

West St. Paul sits at rank 22 among the 203 Manitoba places here, with 6,682 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.
• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.

The Manitoba rules that apply

Consumer credit in Manitoba is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Manitoba, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This community sits in the lower-middle population band, which changes the census figures rather than the rules.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

For West St. Paul, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing West St. Paul with another community can use the same four census fields.

At 6,682 residents in the 2021 Census, West St. Paul is listed alongside the other covered places in Manitoba.

West St. Paul ranks 22 by 2021 Census population among the covered places in Manitoba.

West St. Paul appears in the census record with 6,682 residents, and the density of 76.4 people per square kilometre follows from it.

Nothing on the West St. Paul page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

West St. Paul sits at rank 22 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

West St. Paul is one of 203 covered Manitoba places, counted at 6,682 residents with a land area of 87.5 square kilometres.

The West St. Paul page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for West St. Paul, 76.4 people per square kilometre, is calculated from the population and land area above.

The land area recorded for West St. Paul is 87.5 square kilometres, and the population is 6,682 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.