Borrowing in St. Laurent, Manitoba

This page covers borrowing in St. Laurent, Manitoba: the census facts, the provincial rules, and the products people compare.

The census figures for St. Laurent

The 2021 Census counted 1,542 residents in St. Laurent. 480.1 square kilometres of land are attributed to St. Laurent.

Dividing population by land area gives 3.2 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 103 within this data set.

Within Manitoba, St. Laurent is place number 103 by population in this census set, at 1,542 residents.

The Manitoba rules that apply

Consumer lending in Manitoba is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

Where a figure for St. Laurent could not be verified, the page names the publisher instead of printing a number.

The St. Laurent page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the St. Laurent page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for St. Laurent is 480.1 square kilometres, and the population is 1,542 residents in the 2021 Census.

St. Laurent ranks 103 by 2021 Census population among the covered places in Manitoba.

The density figure for St. Laurent, 3.2 people per square kilometre, is calculated from the population and land area above.

St. Laurent appears in the census record with 1,542 residents, and the density of 3.2 people per square kilometre follows from it.

Readers comparing St. Laurent with another community can use the same four census fields.

St. Laurent sits at rank 103 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

At 1,542 residents in the 2021 Census, St. Laurent is listed alongside the other covered places in Manitoba.

For St. Laurent, the two census fields above are the only local statistics used anywhere on the page.

St. Laurent is one of 203 covered Manitoba places, counted at 1,542 residents with a land area of 480.1 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Manitoba; a municipal boundary does not change them.