Borrowing in St. François Xavier, Manitoba

This page covers borrowing in St. François Xavier, Manitoba: the census facts, the provincial rules, and the products people compare.

The Manitoba rules that apply

Consumer credit in Manitoba is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Manitoba among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for St. François Xavier

Statistics Canada's 2021 Census gives St. François Xavier a population of 1,449. 205.1 square kilometres of land are attributed to St. François Xavier.

On those two figures, density is 7.1 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 109 in the province.

Compared with the other 203 covered Manitoba places, St. François Xavier ranks 109 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.
• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

St. François Xavier ranks 109 by 2021 Census population among the covered places in Manitoba.

St. François Xavier appears in the census record with 1,449 residents, and the density of 7.1 people per square kilometre follows from it.

St. François Xavier is one of 203 covered Manitoba places, counted at 1,449 residents with a land area of 205.1 square kilometres.

The density figure for St. François Xavier, 7.1 people per square kilometre, is calculated from the population and land area above.

For St. François Xavier, the two census fields above are the only local statistics used anywhere on the page.

St. François Xavier sits at rank 109 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for St. François Xavier could not be verified, the page names the publisher instead of printing a number.

The land area recorded for St. François Xavier is 205.1 square kilometres, and the population is 1,449 residents in the 2021 Census.

Nothing on the St. François Xavier page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing St. François Xavier with another community can use the same four census fields.

At 1,449 residents in the 2021 Census, St. François Xavier is listed alongside the other covered places in Manitoba.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.