Borrowing in Rosser, Manitoba

Rosser is one of the Manitoba communities covered here, with a 2021 Census population of 1,270, and borrowing there is licensed under Manitoba's consumer credit rules.

The census figures for Rosser

Rosser recorded a population of 1,270 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 441.7 square kilometres of land for the community.

Population divided by land area produces a density of 2.9 people per square kilometre.

Among covered Manitoba places, Rosser sits at rank 127 by population.

Rosser therefore appears at rank 127 of 203 covered Manitoba places, with a density of 2.9 people per square kilometre.

The Manitoba rules that apply

Provincial or territorial law decides who may lend in Manitoba, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Manitoba falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

For Rosser, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Rosser could not be verified, the page names the publisher instead of printing a number.

Rosser appears in the census record with 1,270 residents, and the density of 2.9 people per square kilometre follows from it.

Nothing on the Rosser page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Rosser, 2.9 people per square kilometre, is calculated from the population and land area above.

Rosser sits at rank 127 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Rosser ranks 127 by 2021 Census population among the covered places in Manitoba.

The Rosser page follows the same structure as every other place page, with population, land area, density and rank.

Rosser is one of 203 covered Manitoba places, counted at 1,270 residents with a land area of 441.7 square kilometres.

The land area recorded for Rosser is 441.7 square kilometres, and the population is 1,270 residents in the 2021 Census.

Readers comparing Rosser with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.