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Borrowing in Roland, Manitoba

Population 1,145, land area 484.5 square kilometres: the census facts for Roland, plus how consumer credit is regulated in Manitoba.

Province Manitoba (MB)
Population, 2021 Census 1,145
Land area 484.5 km²
Provincial regulator See the FCAC list

This page covers borrowing in Roland, Manitoba: the census facts, the provincial rules, and the products people compare.

The census figures for Roland

Statistics Canada's 2021 Census gives Roland a population of 1,145. 484.5 square kilometres of land are attributed to Roland.

The arithmetic gives 2.4 people per square kilometre.

By population it ranks 137 among the Manitoba places covered here.

Roland is one of 203 places listed for Manitoba, ranked 137 by population and measured at 484.5 square kilometres.

Products compared here

Each product below has its own page, and the Manitoba position applies to all of them.

  • Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
  • Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

The Manitoba rules that apply

The body that licenses consumer lending in Manitoba is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in Manitoba; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Debt management plans are administered by accredited credit counsellors, and they are not loans. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Readers comparing Roland with another community can use the same four census fields.

At 1,145 residents in the 2021 Census, Roland is listed alongside the other covered places in Manitoba.

Roland is one of 203 covered Manitoba places, counted at 1,145 residents with a land area of 484.5 square kilometres.

Nothing on the Roland page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Roland appears in the census record with 1,145 residents, and the density of 2.4 people per square kilometre follows from it.

The land area recorded for Roland is 484.5 square kilometres, and the population is 1,145 residents in the 2021 Census.

The Roland page follows the same structure as every other place page, with population, land area, density and rank.

For Roland, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Roland, 2.4 people per square kilometre, is calculated from the population and land area above.

Where a figure for Roland could not be verified, the page names the publisher instead of printing a number.

Roland ranks 137 by 2021 Census population among the covered places in Manitoba.

Roland sits at rank 137 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Roland

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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