Borrowing in Pine Creek 66A, Manitoba

A loan taken out in Pine Creek 66A is governed by Manitoba's licensing rules, and the 2021 Census counted 700 people in the community.

The census figures for Pine Creek 66A

Pine Creek 66A recorded a population of 700 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 77.9 square kilometres of land for the community.

On those two figures, density is 9.0 residents per square kilometre when rounded to one decimal place.

Among covered Manitoba places, Pine Creek 66A sits at rank 163 by population.

Pine Creek 66A therefore appears at rank 163 of 203 covered Manitoba places, with a density of 9.0 people per square kilometre.

The Manitoba rules that apply

The body that licenses consumer lending in Manitoba is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

How borrowing works locally

Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

For Pine Creek 66A, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Pine Creek 66A could not be verified, the page names the publisher instead of printing a number.

The Pine Creek 66A page follows the same structure as every other place page, with population, land area, density and rank.

Pine Creek 66A sits at rank 163 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

At 700 residents in the 2021 Census, Pine Creek 66A is listed alongside the other covered places in Manitoba.

Readers comparing Pine Creek 66A with another community can use the same four census fields.

The land area recorded for Pine Creek 66A is 77.9 square kilometres, and the population is 700 residents in the 2021 Census.

Nothing on the Pine Creek 66A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Pine Creek 66A appears in the census record with 700 residents, and the density of 9.0 people per square kilometre follows from it.

Pine Creek 66A is one of 203 covered Manitoba places, counted at 700 residents with a land area of 77.9 square kilometres.

Pine Creek 66A ranks 163 by 2021 Census population among the covered places in Manitoba.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.